FintechWerx Completes Acquisition of Ruby Loans Lending Platform

Vancouver, British Columbia — July 17, 2026 — Leads & Copy — FintechWerx International Software Services Inc. (CSE: WERX) has successfully completed the acquisition of the Ruby Loans lending platform, a move aimed at streamlining the loan origination process for small and medium-sized businesses. The acquisition, first announced on July 7, 2026, integrates Ruby Loans' borrower-centric approach and automated tools into FintechWerx's service offerings.

Ruby Loans is designed to empower borrowers to initiate their own credit inquiries and automates numerous manual steps involved in preparing small business loan files for approval. The platform guides applications through a staged process, from initial borrower input to the submission and evaluation of key documents, incorporating financial and risk assessments. The objective is to generate high-quality loan inquiries before they reach credit risk personnel, enhancing efficiency and accuracy.

The acquisition was finalized through an Intellectual Property and Technology Asset Purchase Agreement dated July 6, 2026. FintechWerx paid a total of $100,000 and issued 728,862 common shares, valued at $0.6174 per share, to 1431575 B.C. Ltd., the vendor and an arm's length party. All rights, title, and interest in Ruby Loans have been officially transferred to FintechWerx via an assignment agreement. The issued shares are subject to a statutory hold period, which will end four months and one day after their issuance date.

In a separate transaction, FintechWerx also announced the issuance of 101,997 shares at $0.6783 per share to Secure Digital Payments Corp. (SDP), another arm's length party. This issuance is in accordance with a License and Services Agreement dated June 1, 2026. The shares issued to SDP are also subject to a statutory hold period of four months and one day from the issuance date. This corrects a previous announcement made on June 11, 2026, which had incorrectly stated the number of shares to be issued to SDP as 85,062.

FintechWerx is a Canadian financial technology company that provides comprehensive onboarding, payments, identity verification, fraud mitigation, and data services. The company offers an integrated solution for merchants, independent sales organizations, and payment service providers, serving as an alternative to a fragmented market of specialized providers.